Gourt > Regional > Asia > Hong Kong > Business and Economy > Financial Services > Insurance
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.
Principles of insurance
Losses must be uncertain.
The rate of losses must be relatively predictable: In order to set premiums (prices) insurers must be able to estimate them accurately. This is done using the Law of Large Numbers which states that: The larger the number of homogenous exposures considered, the more closely the losses reported will equal the underlying probability of loss. If the coverage is unique, the insured will pay a correspondingly higher premium. Lloyd's of London often accepts unique coverages. (e.g., the insuring of Tina Turner's legs and Jennifer Lopez's buttocks)
More on [ Insurance ]
Insurance :: Financial Services
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InsuranceLinks (Insurance News) Tue, 08 Dec 2009 08:01:10 -0000
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zagham1 (zagham arshad) Tue, 08 Dec 2009 08:01:01 -0000
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âIs the Personal Mandate to Buy Health Insurance Unconstitutional?â: Thatâs the title of a Heritage panel comin.. http://bit.ly/6sF3zo
VolokhConspirac (Eugene Volokh) Tue, 08 Dec 2009 08:00:56 -0000
“Is the Personal Mandate to Buy Health Insurance Unconstitutional?”: That’s the title of a Heritage panel comin.. http://bit.ly/6sF3zo
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zagham1 (zagham arshad) Tue, 08 Dec 2009 08:00:49 -0000
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zagham1 (zagham arshad) Tue, 08 Dec 2009 08:00:47 -0000
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zagham1 (zagham arshad) Tue, 08 Dec 2009 08:00:47 -0000
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American International Insurance - Company information including products and services.
Blue Cross (Asia-Pacific) Insurance Limited - On-line applications and information on a range of insurance services including medical, life, general and travel insurance, employee benefits and managed care services.
BUPA Hong Kong - Specialist in health insurance in Hong Kong, providing a range of health insurance products and services.
Meta Description: [ BUPA health insurance schemes range from group health cover for business to family insurance and special child health insurance options. Patient information leaflets and other free health information is free for download due to BUPA's excellent customer service. ]
Chan Dao Zen - Contains an insurance specialist's description of insurance plans.
Dao Heng Insurance Co. Ltd. - Offers general insurance products.
Export Credit Management - Provides credit insurance, factoring and trade finance solutions.
Meta Description: [ Export Credit Management was founded to services Asian exporters, Banks, Factoring companies and financial Institutions in Hong Kong. We are independent brokers exclusively specialized in Credit Insurance, Factoring and Trade finance solutions ]
FP Marine Risks Limited - Marine insurance broker. Provides insurance solutions for shipping, cargo and yachts, including freight and hull reinsurance.
Meta Description: [ description tag ]
Grand Trust Underwriters - Offers a range of business and personal insurance policies.
Meta Description: [ Grand Trust Underwriters was found in 1976. Since then, we had provided Hong Kong with quality insurance advises and services. ]
Groupama Gan - Company information and news.
Meta Description: [ GROUPAMA-GAN in Asia ]
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HIH Insurance Group - Company and product information, news, and personnel contact details.
Hong Kong Export Credit Insurance Corporation - Provides credit insurance for Hong Kong exporters.
Kwiksure - Offers online quotes for motor, home, medical insurance and boat, travel, maid and fire insurance.
Manulife Hong Kong - Provides an introduction to its life insurance and wealth management plans.
Office of the Commissioner of Insurance - Facilitates the healthy development of the insurance industry with regulatory controls to protect the insuring public.
Pacific Century Insurance Holdings Limited - Provide a wide range of insurance products and services.
Savalani Enterprises - Provides a range of insurance products to the corporate and individual customer.
Meta Description: [ Savalani Enterprises is Hong Kong's leading insurance agent offering a wide range of insurance products to personal and corporate clients. ]
Sun Hung Kai Properties Insurance - Provides all types of general insurance.
Zurich Insurance Group (Hong Kong) - Provides insurance solutions including life and general insurance plans.
Meta Description: [ Zurich Insurance Group (Hong Kong) offers a full range of life and general insurance solutions to meet the various insurance needs of individuals and corporations. ]
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