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Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.
Principles of insurance
Losses must be uncertain.
The rate of losses must be relatively predictable: In order to set premiums (prices) insurers must be able to estimate them accurately. This is done using the Law of Large Numbers which states that: The larger the number of homogenous exposures considered, the more closely the losses reported will equal the underlying probability of loss. If the coverage is unique, the insured will pay a correspondingly higher premium. Lloyd's of London often accepts unique coverages. (e.g., the insuring of Tina Turner's legs and Jennifer Lopez's buttocks)
More on [ Insurance ]
Insurance :: Financial Services
Best Term Life Insurance: Homeowners Insurance :: Insurance Blog: 2) The coverage for your personal belongings .. http://bit.ly/6u1dPR
upharper (Upton Harper) Thu, 31 Dec 2009 12:18:34 -0000
Best Term Life Insurance: Homeowners Insurance :: Insurance Blog: 2) The coverage for your personal belongings .. http://bit.ly/6u1dPR
Why Short Term Insurance Makes Sense For Holiday Travel - http://bit.ly/6vGgC2
atdeals (Alex) Thu, 31 Dec 2009 12:18:33 -0000
Why Short Term Insurance Makes Sense For Holiday Travel - http://bit.ly/6vGgC2
"Holiday Travel And Temporary Car Insurance" - http://bit.ly/55QFSK
QI_Finance (Quick Insider) Thu, 31 Dec 2009 12:17:59 -0000
"Holiday Travel And Temporary Car Insurance" - http://bit.ly/55QFSK
Insurance Chronicles: Behind the Car Insurance Quote: Motorists should know Online Auto Insurance as your drive.. http://bit.ly/8SeNzq
janise74 (Janise Danae) Thu, 31 Dec 2009 12:16:47 -0000
Insurance Chronicles: Behind the Car Insurance Quote: Motorists should know Online Auto Insurance as your drive.. http://bit.ly/8SeNzq
Indo Article Directory » Cheap Car Insurance – an Affordable Way …: Nowadays, around the country everybody is h.. http://bit.ly/4WtYTS
janise74 (Janise Danae) Thu, 31 Dec 2009 12:16:46 -0000
Indo Article Directory » Cheap Car Insurance – an Affordable Way …: Nowadays, around the country everybody is h.. http://bit.ly/4WtYTS
car insurance oregon | www.quotebyte.com: Most people really can't afford to pay any more for car insurance tha.. http://bit.ly/7jXTMU
janise74 (Janise Danae) Thu, 31 Dec 2009 12:16:44 -0000
car insurance oregon | www.quotebyte.com: Most people really can't afford to pay any more for car insurance tha.. http://bit.ly/7jXTMU
Allianz Bajaj Insurance Co. Ltd. - Offering life, health and other insurance policies.
Meta Description: [ life insurance, insurance, tax saving, lifetime care, insurance plans, loan protector, unitgain life pension, premium, risk care, term care, savecare economy, india ]
Bimaonline - Information about Indian insurance sector. Includes several online tools like policy search, premium calculator, policy advisor, and tax planner.
Meta Description: [ The site contains detailed information about Insurance products
offered by Indian Insurance Companies along with Premium calculators, Advisory services,List of Agents,
Insurers, Careers, insurance News and Articles ]
HDFC Standard Life Insurance Co - Insurance, investment and retirement plans. Offices throughout the country.
Meta Description: [ At HDFC Standard Life, we offer a bouquet of insurance services and solutions like Life Insurance,Investment options, Financial Planning,Pension,Retirement,Tax saving ]
ICICI Lombard - Offers general insurance. Contains information on plans and services.
Meta Description: [ Book your health insurance, travel insurance, car insurance, home insurance and overseas travel insurance online through ICICI Lombard.com - India’s no 1 general insurance company. ]
ICICI Prudential - A joint venture between ICICI and Prudential plc. Engaged in private life insurance.
ING Vysya Life Insurance - Life insurance company. Website has details of insurance plans, and a branch locator.
Meta Description: [ ING Vysya Life... ]
Insurance Regulatory and Development Authority - IRDA protects the interests of the policyholders, to regulate, promote and ensure orderly growth of the insurance industry.
Karani Insurance and Risk Management - Insurance and risk management consultants having wide experience.
Kotak Mahindra Old Mutual Life Insurance Ltd. - Provides information and details about the company and its products.
Life Insurance Corporation of India - Comprehensive life insurance policy with stress to the rural areas and to the socially and economically backward classes.
Max New York Life - Joint venture between Max India Ltd. and New York Life Insurance Company offers life insurance products. Site offers product details, news, retirement tips, and other useful data.
Meta Description: [ Life Insurance Solutions, Max New York Life, Planning Retirement, Savings, Investment, Insurance Calculator, Retirement Calculator, Easy Product Finder ]
SBI Life Insurance - Offers life insurance services, provides information on the company, and has contact details.
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Strategic Insurance Services - Provides insurance brokerage and consultancy services.
Tata AIG Insurance - Life insurance and general insurance services offered to individuals and corporates.
The Oriental Insurance Company Ltd. - Transacts all kinds of non-life insurance business ranging from insurance covers for very big projects to small rural insurance covers.
Travel Insurance India - Offers travel medical insurance to citizens of India and travelers to India. Owned and operated by TFG Global Insurance Solutions Ltd., a full service international insurance agency.
Meta Description: [ Travel Insurance at Global Travel Insurance. Specializing in travel insurance india, international medical insurance, travel medical insurance and international travel insurance ]
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