Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.
The rate of losses must be relatively predictable: In order to set premiums (prices) insurers must be able to estimate them accurately. This is done using the Law of Large Numbers which states that: The larger the number of homogenous exposures considered, the more closely the losses reported will equal the underlying probability of loss. If the coverage is unique, the insured will pay a correspondingly higher premium. Lloyd's of London often accepts unique coverages. (e.g., the insuring of Tina Turner's legs and Jennifer Lopez's buttocks)
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Insurance :: Financial Services

8Links Insurance Services - Offers overview of different types of insurance.
Meta Description: [ Singapore Insurance Services offering life, accident, travel, motor, car, cruise, medical, HDB HPS, mortgage, home, hospitalisation, health and public liability insurance for individuals & businesses. ]
ACE Insurance Limited - Provides property, accident and health insurance. Contains company profile, list of products and promotions.
AIA Agent - Provides travel and health insurance. Includes the agent's profile, list of products and contact details.
AIA Insurance Agent - Provides basic information on insurance products. Includes agent's profile, products and services and contact details.
AIA Singapore - Provides life insurance. Includes company profile, list of products and contact details.
Allianz Insurance Company - Provides individual and commercial insurance. Includes list of products, company profile and press center.
Asia Insurance - Specializes in general insurance products. Contains list of products, career opportunities and newsletter.
AsiaLife Insurance - Offers family and home protection. Includes corporate profile, list of products and contact details.
Aviva - Provides general and life group insurance. Contains company profile, list of products and media coverage.
AXA Insurance - Provides property and liability protection. Includes company profile, list of products and contact details.
Meta Description: [ AXA Insurance Singapore Insurance provides professional advice on all personal and business general insurance needs. Our Smart range of products includes Motor, Health, Travel, Home and Personal Accident Insurance for individual
customers as well as comprehensive plans specially designed for al... ]
ECICS Credit Insurance Ltd - Specializes in credit insurance and guarantee services. Includes list of products and services and international alliances.
First Capital Insurance Ltd - Provides personal and commercial insurance. Includes list of products, company profile and contact details.
Great Eastern - Provides general life insurance. Contains company profile, list of products and contact details.
Meta Description: [ Great Eastern Holdings Ltd is the largest life insurance group and the market leader in both Singapore and Malaysia. Our vision is to be the leading financial service provider in Asia, recognised by our excellence. ]
India International Insurance - Provides general insurance. Includes list of products, company profile and contact details.
Jardine Lloyd Thompson Asia - Provides risk solution services and reinsurance. Includes company profile, list of products and contact details.
Meta Description: [ JLT Asia is a market leader in risk management, insurance & reinsurance broking and corporate consultancy services. Our insurance and risk solutions specialists are located throughout Asia in China, Hong Kong, Indonesia, Japan, Korea, Malaysia, Philippines, Singapore, Taiwan, Thailand and Viet... ]
John Hancock - Provides life insurance. Includes company profile, list of products and news.
LQ Insurance Agency - Provides life insurance. Includes company details and list of services.
500
Nanyang Insurance - Provides home and personal accident insurance. Contains company profile, list of products and online quotation.
NTUC Income Agent - Provides basic information on life insurance and living policy. Includes general details and contact information.
Meta Description: [ NTUC Income Insurance Co-operative Singapore - represented by Raymond Chan - We offer life, general insurance and investment, saving plans ]
NTUC Income Insurance Cooperative Ltd - Provides life and general insurance. Contains company profile, list of products and contact details.
OAC - Provides general and life insurance. Includes company profile, list of products and contact details.
Meta Description: [ Great Eastern Holdings Ltd is the largest life insurance group and the market leader in both Singapore and Malaysia. Our vision is to be the leading financial service provider in Asia, recognised by our excellence. ]
Pana Group - Provides insurance and reinsurance broking. Includes company profile, list of products and contact details.
Pentaserve Agencies - Offers general, life and personal insurance. Includes company profile, contact details and list of services.
Prudential - Provides life insurance. Contains company profile, list of products, media coverage and contact details.
500
Royal and Sun Alliance - Provides health and travel insurance. Includes company profile, list of products and contact details.
Meta Description: [ Web site for Royal Sun Alliance ]
Sompo Japan Insurance - Provides general insurance except for life insurance. Contains company profile, list of products and online insurance.
UOB Life - Provide life insurance. Includes company profile, list of products and contact details.
Zuellig Insurance Brokers - Provides comprehensive insurance coverage for all your insurance needs: motor, life, accident, fire, marine, disease, illness, and travel.
Meta Description: [ www.accette.net ]
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