Gourt > Regional > Europe > United Kingdom > Business and Economy > Financial Services > Insurance (72)
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.
Principles of insurance
Losses must be uncertain.
The rate of losses must be relatively predictable: In order to set premiums (prices) insurers must be able to estimate them accurately. This is done using the Law of Large Numbers which states that: The larger the number of homogenous exposures considered, the more closely the losses reported will equal the underlying probability of loss. If the coverage is unique, the insured will pay a correspondingly higher premium. Lloyd's of London often accepts unique coverages. (e.g., the insuring of Tina Turner's legs and Jennifer Lopez's buttocks)
More on [ Insurance ]
Personal Insurance
Insurance :: Financial Services
I love people that have the 100% coverage for themselves & families think they know how my insurance works.
FlagGazer (FlagGazer) Sat, 21 Nov 2009 17:39:04 -0000
I love people that have the 100% coverage for themselves & families think they know how my insurance works.
@frontier2000 So, does your insurance rate go up now?
pilotbob (Bob Archer) Sat, 21 Nov 2009 17:38:52 -0000
@frontier2000 So, does your insurance rate go up now?
@JohnCornyn & @TeamKay promise to do all they can to keep Texas #1 in lack of health insurance - #hcr
WDYC (Driving You Crazy) Sat, 21 Nov 2009 17:38:43 -0000
@JohnCornyn & @TeamKay promise to do all they can to keep Texas #1 in lack of health insurance - #hcr
RT @DesireePaquette: RHigher insurance premiums for individuals and families? http://bit.ly/NROHlth TIME TO START OVER â VOTE NO! @markw ...
ryukidn (Shell) Sat, 21 Nov 2009 17:38:21 -0000
RT @DesireePaquette: RHigher insurance premiums for individuals and families? http://bit.ly/NROHlth TIME TO START OVER – VOTE NO! @markw ...
Sen Lincoln, In your state, 18% of the ppl have no health insurance. #PUBLICOPTION NEEDED! @blanchlincoln #hcr #hc09 #tweetcongress
stunetii (Richard Whitehead) Sat, 21 Nov 2009 17:38:19 -0000
Sen Lincoln, In your state, 18% of the ppl have no health insurance. #PUBLICOPTION NEEDED! @blanchlincoln #hcr #hc09 #tweetcongress
6-year old Girl âOn Verge Of Never Hearing Againâ Due To #CIGNA Denial http://thinkprogress.org/2009/11/19/insurance-denies-little-girl/
ISeeCatalina (Margaret Welman Paez) Sat, 21 Nov 2009 17:38:16 -0000
6-year old Girl ‘On Verge Of Never Hearing Again’ Due To #CIGNA Denial http://thinkprogress.org/2009/11/19/insurance-denies-little-girl/
Churchill - Offer car, home, motorbike, travel, life, van and pet insurance. Contact details.
Meta Description: [ Churchill offer car insurance, home insurance, motorcycle as well as travel insurance. Other policies include van and pet insurance; all in the UK ]
Close Premium Finance - Broker products and services to the insurance industry. Company and contact details.
Meta Description: [ Close Premium Finance ]
EOS RISQ - Insurance broking and risk management services. Company news, international profile and client area.
Insurance UK.net - List of intermediaries offering quotations.
Lloyd's of London - Brokered market underwriters.
Meta Description: [ Lloyd's is the world's leading specialist insurance market and expects to have the capacity to write approximately £14.8bn of business in 2006. It occupies sixth place in terms of global reinsurance premium income, and is the second largest surplus lines insurer in the US. In 2006, 62 syndicate... ]
MEDadviser - A financial legal support service for anyone with an NHS superannuation scheme pension.
Meta Description: [ Get NHS Superannuation Pension Scheme Advice from Professional Advisors, advisers and NHS Pensions for doctors practice and dentists practices ]
NIG - Insurance products guide and broker network list.
Meta Description: [ The website of NIG (The National Insurance and Guarantee Corporation Ltd). ]
owergate Partnership - Group of specialist underwriting agencies providing a range of insurance products for selected markets. Profile, services and employment opportunities.
Meta Description: [ Towergate is the fastest growing insurance intermediary in the UK, providing personal insurance and business insurance, both direct and via insurance agents and brokers. ]
Primary Group - Corporate site. Advisory, risk and capital allocation detail.
Meta Description: [ Primary Group are an international insurance organisation ]
Saga - Offers car, caravan, medical and pet insurance to the over 50s.
Meta Description: [ Saga offer car insurance, home insurance, travel insurance and other financial services targeted to the over 50's market. Get a quote online today to see how much you could save. ]
500
SchemeNet - Marketplace for brokers and intermediaries to place or receive business.
Meta Description: [ The insurance scheme network for UK brokers and intermediaries. ]
Secure Inventories - Software package to work out a home inventory to assist houseowners with insurance claims. Download demo, or online purchase of software.
Meta Description: [ My Home Inventory will enable home owners to produce and manage a list of personal possessions with replacement costs securely should they suffer flood, fire or theft. ]
Stoneways Insurance - Specialist underwriting agency that designs and handles insurance schemes on behalf of CGU and various syndicates at Lloyds.
Meta Description: [ Stoneways-horse insurance, pet insurance, trailer insurance, equine insurance, veterinary insurance. ]
The Broker Network Ltd - Offers a complete business package to UK insurance brokers.
The Premier Guarantee - A range of buildings policies for intermediaries and brokers.
UK Facilities Plc - Wholesale broker. Lists company details, claims and contact details.
Meta Description: [ U K Facilities wholesale Insurance Broker places Business Insurances, Liability Insurance, Shops Insurance, Offices Insurance, Combined Insurance Policies, for other insurance intermediaries. ]
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