Gourt > Regional > North America > United States > Iowa > Business and Economy > Financial Services (1)
Financial services is a term used to refer to the services provided by the finance industry. Financial services is also the term used to describe organizations that deal with the management of money. Banks, investment banks, insurance companies, credit card companies and stock brokerages, are examples of the types of firms comprising the industry, which provides a variety of money and investment related services. Financial services is the largest industry (or industry category) in the world, in terms of earnings; as of 2004, the industry represents 20% of the market capitalization of the S&P 500.*
History of financial services
United States: Gramm-Leach-Bliley Act
The term financial services became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act of the late 1990s, which enabled different types of companies in the US financial services industry to merge. Critics of this act say the term financial services attempts to make the unison of these operations sound natural, ignoring the history of problems that have arisen from combining them, such as conflicts of interest and monopolization. Others, noting that many of the restrictions abolished by the Gramm-Leach-Bliley Act had never existed in other countries or had been abolished earlier than in the US, say the term financial services is a natural one, in long term use, which means nothing more than its constituent words.In the USA almost every company now which previously described themselves as a bank, insurance company, or brokerage house, now describes themselves in some way as a financial services institution. Allstate Insurance, for example, now provides CDs and investment brokerage services. Bank of America offers full featured brokerage products, while E*TRADE has expanded into offering bank accounts and loans. Companies usually have two distinct approaches to this new type of business. One approach would be a bank which simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the US, e.g., in Japan, non-financial services companies are permitted within the holding company. In this scenario, each company still looks independent, and has its own customers, etc. This is essentially the style of Citigroup and JP Morgan Chase.
More on [ Financial services ]
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Kelly Services is Hiring: Financial Analyst-- Downtown Houston-... (Houston, TX) http://bit.ly/4lxd5O #KellyJobs #Jobs #TweetMyJOBS
tmj_hou_finance (TMJ-HOU Finance Jobs) Sat, 05 Dec 2009 10:41:05 -0000
Kelly Services is Hiring: Financial Analyst-- Downtown Houston-... (Houston, TX) http://bit.ly/4lxd5O #KellyJobs #Jobs #TweetMyJOBS
Kelly Services is Hiring: FN10 - Senior Financial Account Manager (Bellevue, WA) http://bit.ly/jxUe8 #KellyJobs #Jobs #TweetMyJOBS
tmj_sea_finance (TMJ-SEA Finance Jobs) Sat, 05 Dec 2009 10:41:03 -0000
Kelly Services is Hiring: FN10 - Senior Financial Account Manager (Bellevue, WA) http://bit.ly/jxUe8 #KellyJobs #Jobs #TweetMyJOBS
Kelly Services is Hiring: Financial Analyst (Saint Louis, MO) http://bit.ly/36Qotp #KellyJobs #Jobs #TweetMyJOBS
tmj_stl_finance (TMJ-STL Finance Jobs) Sat, 05 Dec 2009 10:41:01 -0000
Kelly Services is Hiring: Financial Analyst (Saint Louis, MO) http://bit.ly/36Qotp #KellyJobs #Jobs #TweetMyJOBS
@cody_k Yeah, typical rwnj Ronny boy. I'm in construction with a financial services background, I could see it comming but not how fast.
Token12ga (Warren P) Sat, 05 Dec 2009 10:22:13 -0000
@cody_k Yeah, typical rwnj Ronny boy. I'm in construction with a financial services background, I could see it comming but not how fast.
[intern] NYSC Graduate at Headhunting Unit, Jobberman: Location: LagosDescription:A financial services firm in Ikoy... http://bit.ly/887HRq
Jobbermandotcom (Jobberman Nigeria) Sat, 05 Dec 2009 10:19:25 -0000
[intern] NYSC Graduate at Headhunting Unit, Jobberman: Location: LagosDescription:A financial services firm in Ikoy... http://bit.ly/887HRq
New post, "DR Horton, Inc. Presentation at The Goldman Sachs US Financial Services ⦠â CNNMoney.com (press release)" - http://bi
LindaBlog (Linda) Sat, 05 Dec 2009 10:13:22 -0000
New post, "DR Horton, Inc. Presentation at The Goldman Sachs US Financial Services … – CNNMoney.com (press release)" - http://bi
Citizen Bank - South-central Iowa banking company; list of services, branch location phone numbers.
Meta Description: [ DESCRIPTION ]
Citizens State Bank - Offers a full line of banking, brokerage, insurance, investment, mortgage, income, trust and payment services products to consumers and businesses. Includes directions to locations in Monticello, Hopkinton, Strawberry Point, Manchester, Ryan, and Winthrop.
Community First Bank - Banking company in Van Buren and Davis Counties. List of branches, online banking information, bank history.
Meta Description: [ Community First Bank, a Bank for the Future. ]
Consumer Credit of Des Moines - Credit counseling for card problems, credit card and debt consolidation, and bankruptcy help.
Meta Description: [ Debt Consolidation Services: Specializing in Debt Relief, Debt Management Program, Debt Reduction, Debt Counseling, Credit Counseling, Debt Management, Consumer Credit Counseling, and Debt Help ]
David W. Hanson - Tax preparation, planning and practice in income, gift and estate taxation.
Meta Description: [ Tax preparation, planning and practice in income, gift and estate taxation. Past due returns for non-filers. We solve tax problems! ]
Farmers Savings Bank - Full-service institution with offices in Albion, Beaman, Green Mountain and Marshalltown.
Meta Description: [ Farmers Savings Bank, we are your Main Street Bankers in four central Iowa communities. Albion, Beaman, Green Mountain and Marshalltown. ]
First Class Credit Union - Full service financial institution serving postal employees, their families, small employees groups, and the community. Includes services and programs, calendar, loans, FAQs, rates and contact information.
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Iowa Home Mortgage - With dozens of nationwide banks at our disposal, we can find the mortgage that meets your specific needs.
Iowa Savings Bank - Description of personal and commercial banking services and products. Online banking. Offices in Bayard, Carroll, Coon Rapids and Lake City.
Meta Description: [ Iowa Savings Bank, founded in 1902, is a full service commercial banking company with assets of over $100 million, headquartered in Carroll, Iowa, and with branches in Coon Rapids, Bayard, and Lake City, Iowa. The bank provides a full range of commercial lending, trust and consumer financial serv... ]
Iowa State University Financial Counseling Clinic - Nonprofit, educational financial resource for students and residents of the state. Find budgeting, credit card, debt management, insurance and investing resources.
Security Savings Banks - Bank with locations in Boxholm, Farnhamville, Gowrie, Harcourt, and Lehigh. Information about account types, services, online banking, loans, and credit cards,
Security State Bank - Full service bank offering all types of financial products to help you meet your financial goals. Independence, Urbana, and Dysart.
Meta Description: [ Security State Bank in Independence, Iowa is a full service bank that has been in business for over 59 years. We offer all types of financial products to help you meet your financial goals. ]
T Financial Group - Providing the services of tax planning, preparation, record keeping, reports, profit enhancement consulting, financial services, business problem solving, and financial and estate planning. Includes staff biographies and locations.
Meta Description: [ TD&T Financial Group serving southeast Iowa offers services in taxes, auditing, family business consulting, estate planning, business valuation, profit enhancement, finance, computer consulting and training. ]
United Security Savings Bank - Offers online banking, checking, savings accounts, mortgage, small business loans, financial calculators, and current rates. Includes locations and hours.
Meta Description: [ United Security Savings Bank, FSB, is a financial institution in Iowa that offers online banking, checking, savings accounts, mortgage, small business loan, financial calculators, and current rates. ]
West Bank - Serving Des Moines and Iowa City with lending, checking, savings, CDs, online banking and trust services for consumers and businesses. Includes locations and hours.
Meta Description: [ West Bank is a local bank serving Des Moines and Iowa City with full banking services including small business and commercial loans, checking, savings, CDs, and online banking. ]
West Iowa Bank - Hours and contact information for their locations in West Bend, Fenton, and Bode. List of services. Online banking for customers.
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