Deposit may refer to:
In finance:
- deposit, a specific sum of money taken and held on account by a financial institution (e.g. a bank) as a service provided for its clients. Financial institutions that take deposits are required to be regulated in virtually all jurisdictions.
- A deposit is also money paid by someone who rents or lends a good, e.g. a car or a shopping cart. The money is returned when the good is returned, after deduction of any rent not paid yet, and compensation for small damage. In some cases, the deposit may not actually be collected, but a preliminary hold may be placed on a credit card which functions as a deposit. Small deposits are sometimes required on beverage containers in order to promote recycling via container deposit legislation.
- A deposit can also be money paid up front when committing to buy a product or service (similar to down payment). In the event that the product or service is actually purchased, the deposit is deducted from the total payable; if the product or service is not purchased, the purchaser forfeits the deposit.
In politics:
- In politics, a deposit is a cash bond which must be lodged by electoral candidates with the electoral authorities, to be returned if they achieve a specified measure of success in the election and otherwise forfeit. In UK Parliamentary elections the deposit is £500 and is returned to candidates achieving 5% of the vote. (Until October 1985, the qualification was 12.5% of the votes)
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